If there is one Fierce Diva cardinal rule of finances,  it is that Fierce Divas never, EVER spend beyond their means. This holds especially true if you are stretching beyond your budget to purchase luxury items.   To be clear, a vacation is a luxury item.  A gym membership is a luxury item.  A restaurant meal is a luxury item, as is a new pair of shoes.  I see Divas over spend for 2 reasons.  The first is to make others happy.  Our Diva feels she "has to" bring a toy every time she visits her niece, or that it's her … Continue reading →